And what if they are genuinely injured?
My neck is ruined. Well over 2 years after my only car accident where some inept baboon decided he didn't need to stop at a roundabout, turned my Fiesta ST into a banana, and I still have very frequent bad neck pain and sleepless nights. So my neck is most likely wrecked for life.
Yeah, there must be quite a high percentage of fakers out there who know how to scam the system, but don't be a chump and look down your nose at everyone who utters the dirty word "whiplash".