Clio 200 deal advice please

[trailerparktrev]

No I've got a good credit rating - just fell for the "what do you want to spend per month?" line I said £150 and he came back with £159, it wasn't until I signed the paperwork i noticed 17.9APR interest charge.

 

[R32pete]

No I've got a good credit rating - just fell for the "what do you want to spend per month?" line I said £150 and he came back with £159, it wasn't until I signed the paperwork i noticed 17.9APR interest charge.

I would be round there ramming a large barbed object up the salesmans man eye which is clearly located on his forehead, That is simple greed from the dealership. I would say fool you for not checking but if your credit history is good you just wouldnt expect an APR like that,

Being brutally honest having spent time on here i wouldnt buy an clio out of warranty and the finance option means i dont have to tie up 16k's worth of money i can be splurging on drugs / alcohol / holidays / House / Porn etc

 

[Jim_Rs]

money i can be splurging on drugs / alcohol / holidays / House / Porn etc

You forgot tity bars :thumbup1:

 

[200cup andy]

ive been worried about this whole finance thing as ive never done anything like it before im glad ive done it now.

im ending up paying £225 a month for my cup with speedlines, cup spoiler and gw paint, that was with a £1500 deposit. think its about 4.5%apr. ive never had a loan before and i dont pay much by direct debit so im fairly pleased with everything

ive got recaros too but im paying for those straight up to keep the monthly payments down

 

[Maz]

Is that over 2 or 3 years Andy?

 

[200cup andy]

over 2 years
so all ive got to fork out for is finance and fuel and one lot of tax

 

[PB.200]

over 2 years
so all ive got to fork out for is finance and fuel and one lot of tax

Thats my idea too!!

Hoping I wont have to buy tyres, brakes etc.

If I stick to 12k over the 2 years I wont even need to service it!

 

[Maz]

Dealer tried to sell me tyre & wheel insurance too, anyone got this?

 

[PB.200]

Wheel any tyre insurance is a joke.

I have been driving 10 years and had to spend £80 in that to replace knackered tyres which I would say is pretty average.

Wheel and tyre insurance is normally about £300 plus each claim will have an excess and be a head ache too

 

[Adamm]

Good to hear proples opinions on this.

I'm going for this deal as being able to hand the car back and walk away is a cracker.

Hopefully be getting it ordered soon

Dealer tried to sell me tyre & wheel insurance too, anyone got this?

Lol I've had that...told them where to ram it.