Hi everyone,
long time lurker, first time poster!
Am giving serious consideration to joining the 197 club but before I do I've got a few questions about insurance.
If its not a stupid question, for the purposes of insurance, what counts as a modification?
I'm 27 and looking at a FF 197 with the cup chassis. Do I have to declare the cup chassis to the insurers, because its not an aftermarket mod after all. And does the cup chassis have uprated brakes or is it just the chassis and suspension? Are factory fitted tinted windows a mod?
Unfortunately I only have one years no claims as a policy holder, because for the past 9 years I've only been a named driver on another policy, although my license is clean and I've never had an accident.
Anyway, the average quote seems to be around £1000+ ... s**t!
Any help/advice/tips muchly appreciated
Thanks in advance,
Will
long time lurker, first time poster!
Am giving serious consideration to joining the 197 club but before I do I've got a few questions about insurance.
If its not a stupid question, for the purposes of insurance, what counts as a modification?
I'm 27 and looking at a FF 197 with the cup chassis. Do I have to declare the cup chassis to the insurers, because its not an aftermarket mod after all. And does the cup chassis have uprated brakes or is it just the chassis and suspension? Are factory fitted tinted windows a mod?
Unfortunately I only have one years no claims as a policy holder, because for the past 9 years I've only been a named driver on another policy, although my license is clean and I've never had an accident.
Anyway, the average quote seems to be around £1000+ ... s**t!
Any help/advice/tips muchly appreciated
Thanks in advance,
Will