i take it this is your first PCP deal then?
I realise my posts have been a bit childish, I am actually a pretty responsible 33 year old man! I've been through the terms with a fine toothed comb, believe me.
There's obviously a lot of tongue in cheek laughs being had here, nobody in their right mind would give them any excuse to knock money off come handover. It'll get treated with the same level of care my other cars do, but I won't be scared of using it hard either.
All Renaults marketing and sales are geared towards high performance, they offer their own track days, boast about Ring laps - they'd not have a hope in hell trying to complain that a car has been used for any of these purposes. Mine will always be fully insured on track, so my only 'risk' area is covered in the event of the worst. Anyone tracking a car of this value without proper cover, especially owing money on it, is an idiot.
It's a toy and a 2nd car, I expect it'll actually have a much easier life than someone using theirs day in day out as I'll either be driving it or it'll be in the garage. Less miles, stonechips, no carpark dings/kerbed wheels, no pikey scratches from being left it the street etc etc..
My point was, looking at what they offer on GFV and the very low payment per month @4.9% (loan = double that), to buy a new 200 outright is both more expensive and given what 2 year old non-F1 197s are changing hands for in the current grossly inflated market, a big risk on depreciation.
Worst comes to worst, I'll take the money out of my savings, buy it and keep it/sell it private/trade it. No way in hell am I putting myself in a position where they can put me over a barrel. I appreciate not everyone has that luxury though.