My understanding is you should use 98 upwards because the compression ratio is pretty high. Running on 95 causes the ECU to advance ignition to avoid knocking, resulting in less power/efficiency.
I've done a couple of solid months on V-power, and I'm on my way through my second tank of 99 at the moment to compare. Been getting 2mpg less but have no idea if that's because I've been giving it more of the good beans. I've not been very scientific.