To be honest I think there's so many variables when it comes to insurance that you can't make links with other peoples quotes. I mean I'm 20 and my insurance is about £1300 with admiral but I have no no claims. Postcode lottery and all that I reckoln! But you'll be amazed how the price will suddenly drop. I've moved from a 1.4 Corsa D, and the price suddenly went from ridiculous to affordable almost overnight :S