Ring Tourist Driving Insurance

[Tarticmonkey]

Reyt, let me set the seen. I have a ring trip booked for September (4th whilst 9th) now with the lads. BUT I am undecided if I am taking the clio over as of yet. As the idea of TF in 2025 scares me. BUT there is a session on the GP track whilst I am over so I would be very much about driving that and a full day of sends on the sunday around the ring is a tempting prospect.

Does anyone have any experience with 3rd part insurers for TF? Slightly growing up has made me realise that perhaps just winging it and potentially loosing thousands is not the wisest move.

 

[R20BTG]

You won't get a correct answer on this forum. It's a long and complicated topic. The back end of this Pistonheads thread probably has the most recent summary of the position.

the ring, insurance questions - Page 14 - Track Days - PistonHeads UK

The only way I can see to get legitimate coverage for TF is to rent a track car specifically for this purpose (not from Hertz), and cough up for any excess should you need to claim.

 

[R20BTG]

I have seen these guys mentioned, although I have no idea how reputable they are or whether any of it rings true:

Frequently asked questions about track day insurance

Frequently asked questions about track day insurance from InsureMyTrackday.com

www.insuremytrackday.com

 

[Tarticmonkey]

Thanks @R20BTG I will take a look at the links that you have posted.

I’ve rented from ring freaks before on my first trip out there but the prices have gone up a bit since I last did it!! I paid 550 euros ish for a race prepped 325i saloon all in and the price has now nearly doubled it seems looking at their website now.

 

[EthanMenace]

We did some GP track sessions last night and they felt more chaotic than the TF laps!

 

[burrellbloke]

The price two people on my trip paid to rent a Golf GTI with an instructor for two laps of the Nordschliefe was £530 per car. That is crazy money but they were fully insured aside from the massive excess.

I took the view that if I went on a TF lap I was completely uninsured and would have to finance the bill myself. There are risks with anything you do at the Ring. I did some TF laps on Saturday morning and by the afternoon the track was closed at 3pm and didn’t reopen that day as someone was killed on track.

You already know this but track days are the best way to experience the Nurburgring. The driving etiquette is far better, there is less chaos, and less traffic meaning less danger to yourself. More importantly insurance is less of a concern as you are not liable for other people’s cars.

 

[Tarticmonkey]

I fully agree a Trackday is the way to go to enjoy the ring properly and have a feeling we will do that next year sadly.

I do wonder how long TF will remain a thing for the coming years though. Crashes have always been part of driving on the ring but they seem to be getting worse. That tandemed with poor behaviour and antisocial driving at the ring of resent times makes me wonder if authorities will just say enough is enough.

 

[RSRowe]

TF is a scary place. I've nearly had a coming together on it before by someone being impatient diving up the inside of me.
Just go for a brisk but steady lap, ideally not on a weekend or around a public holiday. The track should be pretty quiet (remember to look forward instead of in your mirrors all the time).
Also don't get scared by the prospect of a wet lap too. The moment the rain falls, the whole place is deserted. With suitable tyres and the correct line, it's nowhere near as lethal as the internet would have you believe.

Trackday is definitely the way to go. The way I look at it, is that on TF and something bad was to happen, it would ruin my life. On a trackday, I could probably muster up enough money for repairing the barrier.

 

[R20BTG]

I’m the same, used to drive round there in my early to mid 20s without a care in the world. Drove over, ragged whatever car I was in, and drove home. Never even crossed my mind about insurance, I guess I was just young and stupid with a credit card in my pocket just in case. I’ve had a few close calls over the years, I’ve done a full 360 spin at Schwalbenschwanz in a 205GTi, I’ve had all four wheels on the grass at Brunchen. Then you grow up a bit and think about it and the numbers get a bit scary, and quit while you’re ahead, no more flat out TF laps