I'll try and keep this short, 3 months ago my girlfriend had a knock in her little ka with a Mercedes ML. The ML man admitted liability straight away and was very apologetic, girlfriend was a little shaken but was fine. The front bumper corner of her car was taken clean off and he had a little mark on his alloy. He gave my girlfriend his details, and off they went. Any ways I phoned him and said its just a bumper I get it repaired cheaper than his access would be if we went through insurance, he agreed and said that will be fine let me know the cost. Next phone call I made he changed his tune completely and said it was my girlfriends thought!! So after back and fourth going round in circles to whom was to blame we decided to go knock for knock. Got the bumper repaired for £100, just couldn't be asked to go through the insurance for such a minor knock and there were no witnesses.
Now tonight I get a letter from her insurance saying he's making a claim. WTF. He put the claim in last week. There's was no damaged to his car apart from the mark on the alloy which was more than likely already there.
On on the phone to my girlfriends insurance for an hour explaining what happened and ask what is he claiming. It's his word against her.
If for instance and a big IF! He won this claim, how will this affect my girlfriend insurance? Is it going to rocket in price. The reason I'm asking, if never been in a accident or this situation before. Girlfriend is panicking lol
all help will be much appreciated
Now tonight I get a letter from her insurance saying he's making a claim. WTF. He put the claim in last week. There's was no damaged to his car apart from the mark on the alloy which was more than likely already there.
On on the phone to my girlfriends insurance for an hour explaining what happened and ask what is he claiming. It's his word against her.
If for instance and a big IF! He won this claim, how will this affect my girlfriend insurance? Is it going to rocket in price. The reason I'm asking, if never been in a accident or this situation before. Girlfriend is panicking lol
all help will be much appreciated