Comparison time...How much is your Insurance?

Mike

Gestapo
Platinum Member
I have seen a couple of threads about insurance, and I have started similar threads on other sites for informational reason....sooo....

How much is your insurance?

Age, sex, model, mods, claims points, town and NCB!
Then the vital: insurance company, price and cover
 
For me:

28
male
197 (full fat)
No mods
1 claim (car-jacking a year ago yesterday)
Haywards Heath
3 years NCB
Admiral Multi Car (with a 1.4 clio too)
£450 for the 197, £200 for the 1,4
Fully Comp
 
23, male, central beds in the sticks
197 ff
No performance mods
3 years no claims
Tesco fully comp with gold breakdown cover
£680
 
Be good to compare them in the same place! So mine is:

22
Male
Staffs
197 ff
No mods
No claims
5 Years NCB

Tesco was cheapest - £663 with protected no claims and legal cover, fully comp
 
21
Male
London
197 ff
no mods
4 years no claims
admiral - £1088... a saving of £852 from last year with admiral aswell!!
and that's with protected no claims, £250 voluntary excess, hire car and legal cover
 
20
Male
Peterhead
R27 F1 Edition
No Mods
1 claim 3 years ago
2 years no claims
Admiral - £800. (Did get quoted £700 from bell, but would have lost my NCB if i changed)
£500 Excess and fully comp.
 
35 ( still young ), lol
male
Leicester
F/F 197 mods declared
8 years no claims protected
Adrian flux
£340 fully comp inc brakedown.
£200 excess
 
24
male
197 cup
Performance exhaust (although this didnt affect premium as insured with brentacre)
1 claim (third party hit me, recorvery made)
B64 post code
6 years NCB
Brentacre insurance broker
£650 fully comp with protected no claims, legal expenses cover and none performance mods (including exhaust, induction kits and suspension mods) can be added without change in premium.
Excess is I think £500, but not 100% sure, just remember it being substantially less than privilege wanted at renewal and the premium was less.
 
23
Male
197 F1
2 years NCB
Exhaust, panel filter Mods.
£750 Excess inc compulsory
1 claim last year non fault, still affecting my insurance this year tho:@!
My insurance is due 9th of FEB, getting quotes of £820 (Adrimal), I am currently with Tesco paid £950 last year, they want £760 for renewal but won't let me mod my car unless am 25.... So ill be going elsewhere just in case I decide to get anything for the car this year.
 
Last edited:
...comparemarket.com have got a quote for me at £187 (Smart Budget)!!! Which is amazing....but then I am 40 this year and have 9 years NCB with Direct Line....Direct Line want £500 this year so I will be moving!
 
Mine:

22
male
R27
No mods
No claims/convictions
WF6 but Garaged (Not the best area)
2 years NCB
Admiral
GF and Uncle as named drivers
£818 Fully Comp
£750 Excess

Im happy with it, I never thought it would be under £1000 for a long time! Direct Line wanted £1150 for renewal!?
 
22
Male
197 (full fat)
No mods
0 claims
Cornwall
2 years NCB
Bell, Both my mum and dad as named drivers.
£750 Excess
£555 Fully Comp + legal cover.
 
22
Male
197 FF
S74 Barnsley
no mods
no points/claims
2YNCB (due to bloody company van driving)
Cheapest £897 from Greenlight for 12months (just for me),
went with elephant for £975 for 10months as needed to put on my GF,
19,
1 year driving clean licence, and to add her cost £400
Total £1375 for 10months!!
Fully comp of course.. with car kept in residential parking
 
age: 19
place:haddenham
buckinghamshire
2 year ncb
went from having a mini s works as a first car for £1000 a year
am now driving a ff clio sport and its £400 with no excess.
but then its all through a my company which is insuring a masarati 10 bmw 2 mercs an audi and a couple of vans and lorrys

so i would expect cheap...
 
Rich's age : 26 (when renewed)
My policy
Gem's age 28
Both me and Gem are down as shared users
Leicester
8 yr ncb
Gauranteed ncb (means I can have as many claims as I like)
No mods
No point/claims for Rich
1 claim for Gem in 2008
£200 excess :smile:

£530
 
Age : 24
Location: Edinburgh
3 yr ncb
No mods
No point/claims
£395 - Elephant.co.uk
Excess: £600

Judging by some of the figures on here - i got a good deal!
 
35 ( still young ), lol
male
Leicester
F/F 197 mods declared
8 years no claims protected
Adrian flux
£340 fully comp inc brakedown.
£200 excess

i did forget my 6 points as well ( speeding ). :angry: i was up to 9 points had 3 removed last year. tut tut.
 
I'm 41 with R27
BA13 postcode
full no claims
no points
Can't remember excess off the top of my head

£280 More Th>n