18yr old Twingo RS 133 or similar insurance ??? Where do you guys go ?

Discussion in 'General Chat' started by JMR, Jan 26, 2020.

  1. JMR

    JMR

    Messages:
    236
    Location:
    Notts/Lincs
    Car:
    Porsche + LY200
    My lad is coming up to 18 yr old, and is now ready to sell his motorbike and buy his first car.

    Insurance is the stumbling block.

    Wondering who you younger guys who have a Clio 172/182/197/200 or Twingo RS133 or a GT are getting insured with?
    He's got his eye on white RS133 Cups.

    He's 18 early March.
    Essentially he will have 1 yr no claims bonus on the bike insurance but we don't think many people will let him carry that over onto the car.

    Can get a car for around £2500 and the insurance is looking around £2200 he says. :pensive:
    I've not had a shop around or rung my insurer yet.

    Cheers all

    James
     
    Phenom likes this.
  2. Sean197

    Sean197 RIP Albi :( Moderator

    Messages:
    3,500
    Location:
    Fife, Scotland
    Car:
    Albi 197T - RIP, MK7 Golf GTD Sports Wagon
  3. Phenom

    Phenom Paid Member

    Messages:
    76
    Location:
    West Sussex
    Car:
    Glacier White FF 200 Cup
    Got my Clio as my first car at 21 so a little older but cheapest i got was £3.5k (no black box :smile:) through a company called MCE they seemed to do either bike or convicted driver insurance but gave me the best deal for a normal fully comp cover (found through comparison sites as brokers kept turning me away).
    Adrian Flux, Direct Line, Greenlight and the rest either didn't quote or were higher with a black box... not sure on specifics of requirements to get cover but went to Brentacre and have dropped to £1.1 now with my 1 year no claims.

    Hope some of that is of some help
     
    JMR likes this.
  4. Phenom

    Phenom Paid Member

    Messages:
    76
    Location:
    West Sussex
    Car:
    Glacier White FF 200 Cup
    quick fix of price typo as Poundland dont do insurance
     
    JMR likes this.
  5. DS197

    DS197 POTM Winner - June 2017 Paid Member

    Messages:
    1,670
    Car:
    Clio 197
    Your best bet in terms of mainstream insurers is Admiral/elephant/other companies under that umbrella and in terms of specialists, I can't recommended Sky insurance enough. Great company to deal with and no one can get near their quotes from my experience.
     
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  6. JMR

    JMR

    Messages:
    236
    Location:
    Notts/Lincs
    Car:
    Porsche + LY200
    Cheers fellas.

    I am with Admiral so hopefully they can do something for us.
    I have 3 cars already insured with them
     
    Phenom likes this.
  7. DAN@ADRIAN FLUX

    DAN@ADRIAN FLUX

    Messages:
    123
    Hi.
    Please feel free to give us a try for insurance if you wish.
    Regards,
    Dan.
     
    JMR likes this.
  8. RSRowe

    RSRowe Paid Member

    Messages:
    318
    Car:
    Clio 197
    2200 for a Twingo RS seems more than reasonable to me.
    My first car (1.6 Focus) was around that price 10 years ago :tearsofjoy:
     
    suj likes this.
  9. Mark_L

    Mark_L Platinum Member

    Messages:
    527
    Car:
    197 Cup
    My son who's 19, has just bought a twingo Rs, he is getting quotes of around £1500 with a years no claims. His car has a few mods which brings it up to £2300. Screenshot_20200120_232610.jpg
     
    JMR likes this.
  10. JMR

    JMR

    Messages:
    236
    Location:
    Notts/Lincs
    Car:
    Porsche + LY200
    Cheers Dan I'll give you guys a call when he found something (and when he's booked in for his test)
     
  11. JMR

    JMR

    Messages:
    236
    Location:
    Notts/Lincs
    Car:
    Porsche + LY200
    Cheers Mark,
    That looks great too. I better not shown him that :sunglasses:

    £1500 with 1yr NCD doesn't sound toooo bad.
     
  12. suj

    suj Paid Member

    Messages:
    879
    Location:
    Birmingham / Warwick
    Car:
    Nimbus Grey 197
    I was about to say the same, I paid that on a Corsa I got given off my uncle (a mechanic) MOT failure, o had to fix it and pass MOT myself....I paid like £1750 about 13 years ago lol

    Mark, try Brentacre, as non-power mods are free (but they might have an age limit), I went with them so many years ago when I had a SEAT Ibiza GTI 16V, no one would insure me with mods, but they allowed as many wheel changes I had over 2 years and suspension etc. I was like 21 I think when I got it and they were cheap!

    I'm still with them since then, as they were brilliant and still are.
     
    Mark_L likes this.
  13. Mark_L

    Mark_L Platinum Member

    Messages:
    527
    Car:
    197 Cup
    Thanks, I'll get him to give them a call.
     
    suj likes this.
  14. Mark_L

    Mark_L Platinum Member

    Messages:
    527
    Car:
    197 Cup
    Must admit it was a bargain, full service history, belts done a couple of years ago. Does have a synchro issue but for what he paid it saved him a couple of grand.

    His cheapest quote do far was admiral I think.
     

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