Car insurance

Looking at car insurance tonight for my eldest son , ok he's only 15 but yes want to buy a car for a bit of a project for me and him , so thought right lets try a 1.1 fiesta 89 plate worth 400 quid with me on the policy , clean licence , 43 CEO , etc etc saying my son is 17 full licence for 2 months , student living at home ,woo woo 2900 quid ?? With my 9 plus years no claims ??? Without 3900 with just him as owner driver 4000 mile a year 9100 a year ? I now realise why so many young people get nicked for no insurance , as come on that takes the p ,
 
My lad was paying £6000 £500p/m for his r26 18 no noclaims as a named driver, he now has a 197 £300 a month but as himself so can build no claims up
 
My lad was paying £6000 £500p/m for his r26 18 no noclaims as a named driver, he now has a 197 £300 a month but as himself so can build no claims up

WHAT!! Thats mental

Wouldnt it have been worth just getting something cheaper to insure for a year or so, build up claims on that?

When i was first looking at a clio 200 it was like 6K to insure, waited a year and it was then 1.3K. Now at 22 (driving since 17 but only 3 years NCB) I just renewed my insurance this week and on the meg (remap included) its like £750 or something like that
 
I can beat that, was goin to buy my eldest son (18) a twizy, 2 seats so you can't fill it full of mates, no radio so he can't go dogging or whatever they do at mcdonalds car parks and can only do 50 so he can't go speeding at 100mph.

And the cheapest quote I could get was £14,835 !
 
I can beat that, was goin to buy my eldest son (18) a twizy, 2 seats so you can't fill it full of mates, no radio so he can't go dogging or whatever they do at mcdonalds car parks and can only do 50 so he can't go speeding at 100mph.

And the cheapest quote I could get was £14,835 !

Thats crazy...

Gap in the market for a reliable insurance company that offers decent rates, is helpful and doesnt try to rip you off at every opportunity...

Lol, Dad had a right go at some poor girl this week. They put his bike insurance up £200 (S1000RR) despite him being 1 year older with another NCB. Did a quote online to easily find it much cheaper and when he called up they beat their own online quote by £100...

Said to the girl, so...you just bumped my insurance right up hoping i either wouldnt notice, or just pay it?!

"Oh no sir, its not like that"

"yes it is :bat: :swear: "

I did feel sorry for her, but at the same time it was quite funny :smiley:
 
Omgg not really liking some of these posts ? Well the prices that people are mentioning in them , crazy money and tree , 500 a month on insurance , I wouldn't let my lad pay it , that's just dead money , right 600 cc fiat 500 classic it is then lol ,
 
It's only the last couple years I've paid less than 1k for mine...... So in 7 years on the road that's at least 6-7 grand in insurance. Have I ever crashed? no. Have I ever claimed? no.
Proper money maker and entirely ridiculous, I'm still convinced most of them use a random number generator. GoCompare gave me quotes anywhere between 10k and 600ish...

Good luck :\
 
Hi Mate,

Put him as main driver with 3 reliable named drivers and say the car is kept outside on street. Also put excess really high then get seperate excess insurance for £30+
 
By the time my boy is old enough to drive he will have a hover board like Marty McFly had in Back to the Future!
 
Omgg not really liking some of these posts ? Well the prices that people are mentioning in them , crazy money and tree , 500 a month on insurance , I wouldn't let my lad pay it , that's just dead money , right 600 cc fiat 500 classic it is then lol ,




he earns his own money so he can do what he likes with it, he will learn the hard way, i was 40 be for i got a car bigger than a 1.6 and at 18 if my dad said "no son save you money look at this nice fiat panda" i would have told him to shove it!!!!
 

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